Hit-and-run accidents are among the most frustrating and traumatic incidents a driver can experience. The suddenness of the collision, coupled with the other driver fleeing the scene, often leaves victims with severe injuries, property damage, and no clear path to recovery. According to the National Highway Traffic Safety Administration (NHTSA), over 700,000 hit-and-run accidents occur annually in the United States, and nearly 65% of fatal hit-and-run crashes involve pedestrians or cyclists.
For Illinois drivers, understanding the role of uninsured motorist (UM) coverage is essential in these situations. UM coverage serves as a critical safety net for victims of hit-and-run accidents, ensuring they have access to compensation even when the at-fault driver cannot be identified. In this blog, we’ll explore what constitutes a hit-and-run accident, how uninsured motorist coverage works, and why having robust UM coverage is crucial for protecting yourself and your family. Continue reading