Articles Posted in Car Accident

Every driver in Naperville assumes a responsibility to operate their vehicle in a manner that keeps themselves and others safe. This duty becomes even more critical when traffic conditions, weather, or congestion warrant slower speeds than the posted limit. Driving too fast for conditions, whether due to poor weather, heavy traffic, or roadway hazards, reduces reaction time, increases stopping distances, and significantly raises the risk of collisions and serious injuries. In Naperville and across Illinois, failure to adjust speed remains one of the most common contributing factors in crashes, highlighting the need for greater awareness and safer driving behaviors.

“In Naperville, we see too many crashes where speed is more than a factor, it’s the pivot that turned a routine trip into a life-altering event. Obeying the posted limit isn’t enough; drivers must assess conditions, anticipate hazards, and slow down. That’s how we protect lives.” — John J. Malm, Naperville Personal Injury Attorney Continue reading

Driving on Illinois roads comes with its risks, and one of the most significant is the chance of being involved in an accident with a driver who has insufficient insurance coverage. Underinsured motorist (UIM) coverage is designed to protect you in these situations, ensuring that you are not left with mounting bills and financial stress if the at-fault driver’s insurance cannot fully cover your damages. Understanding the importance of UIM coverage is crucial for drivers in Naperville and throughout Illinois, given the statistics surrounding insurance coverage and driving habits in the state. Continue reading

In car accidents, the forces involved often result in injuries to components of the body that absorb impact or brace against forces, such as the head, neck, chest, and shoulders. Due to the shoulder’s wide range of motion and relatively complex anatomy, shoulder injuries are frequently sustained in car accidents of varying severity. These injuries can range from relatively minor strains and sprains to serious structural damage that requires surgery and extensive rehabilitation. Understanding the types of shoulder injuries that commonly arise after a car accident and which are most often seen clinically and in legal claims, can help accident victims recognize symptoms, get appropriate medical care, and support a personal injury claim. Among these, rotator cuff injuries are widely recognized as the most common type of shoulder injury following a car crash, often occurring when the occupant’s shoulder is subjected to sudden force, seat belt tension, or impact with interior vehicle structures. Continue reading

Speeding is more than just a traffic ticket: it changes the physics of collisions, increases the chance that a crash will be deadly, and makes Naperville’s otherwise safe neighborhood streets and busy corridors far more dangerous for drivers, passengers, pedestrians and bicyclists. In a growing suburban city like Naperville, with high traffic volumes, major arterials, school zones, and popular shopping strips, speeding contributes to a meaningful share of the car accidents the city sees each year. In this blog, we explain how speeding raises crash risk and severity, summarize local crash data, describe the most common speeding-related scenarios in Naperville, offer practical steps to reduce risk, and answer frequently asked questions about speeding collisions and legal options for people who are injured. Continue reading

Being involved in a car accident is stressful enough, but when the other driver flees the scene, the situation becomes even more complicated. Hit and run accidents leave victims not only injured but also frustrated, confused, and unsure about their next steps. Insurance companies may deny coverage, police investigations can take time, and the responsible party may never be identified. In these circumstances, having an experienced Naperville car accident attorney by your side is not just helpful, it is critical.

A skilled hit and run accident lawyer can protect your rights, guide you through complex insurance claims, and ensure that you receive the compensation you deserve. In this blog, we’ll explore why hiring an attorney is so important in hit and run cases, the challenges victims face, and how legal representation can make the difference between being left with mounting bills and securing justice. Continue reading

Whiplash is one of the most common injuries sustained in car accidents, particularly rear-end collisions. Though often dismissed as a “minor” injury, whiplash can cause long-lasting pain, mobility issues, and even chronic disability if left untreated. Understanding how car accidents cause whiplash, the mechanics of the injury, and its potential consequences is critical for anyone who has been in a crash. This blog explores how car accidents cause whiplash, examines relevant statistics, and reviews both the short- and long-term impact of this injury. Continue reading

A recent Daily Herald article highlighted an eye-opening traffic safety study revealing that drivers in Naperville, Illinois, rank among the worst in the state when it comes to safe driving habits. While some Illinois communities have earned recognition for cautious and courteous driving, Naperville’s high car accident rates and risky driving behaviors are a cause for concern.

For residents and visitors alike, these statistics underscore the importance of understanding the risks on our roads, and knowing where to turn if you or a loved one is injured in a car accident. Continue reading

At John J. Malm & Associates, we often hear from clients who say, “Don’t worry — the other driver had full coverage.” Unfortunately, “full coverage” is one of the most misunderstood terms in the world of auto insurance, and it can lead to serious confusion — especially after a car accident.

In this blog, we explain what “full coverage” really means (and doesn’t mean), how it affects your ability to recover damages after a crash, and what Illinois drivers need to know to protect themselves and their claims. Continue reading

Strolling through downtown Naperville is one of life’s simple pleasures—whether you’re grabbing a latte, meeting friends, or just enjoying the charming scene. But urban walking comes with risks, and as our city grows, staying safe on foot is more important than ever. At John J. Malm & Associates, we are committed to protecting the rights of injury victims throughout Illinois—including pedestrians harmed in preventable accidents. Our local team of Naperville pedestrian accident lawyers has seen firsthand how a simple walk downtown can turn tragic due to a driver’s negligence or a poorly designed intersection.

As Naperville continues to grow and attract more visitors to its bustling downtown, it’s critical that residents and visitors alike stay informed about pedestrian safety. In this blog, we’ll share the top 10 ways you can stay safe while walking in downtown Naperville—practical tips backed by local data, community input, and our experience handling serious injury cases. Continue reading

Texting and driving is a persistent and deadly problem on Illinois roads. Despite statewide bans, public service campaigns, and growing awareness of its risks, many drivers continue to text behind the wheel. This dangerous habit leads to thousands of preventable car accidents, injuries, and fatalities each year.

Texting while driving is a form of distracted driving—one of the leading causes of motor vehicle crashes nationwide. In Illinois, it’s not just dangerous; it’s also illegal. Understanding the law, the risks, and your options if you’re injured by a distracted driver can help keep you and your loved ones safe. Continue reading