Articles Posted in Car Accident

Speeding is more than just a traffic ticket: it changes the physics of collisions, increases the chance that a crash will be deadly, and makes Naperville’s otherwise safe neighborhood streets and busy corridors far more dangerous for drivers, passengers, pedestrians and bicyclists. In a growing suburban city like Naperville, with high traffic volumes, major arterials, school zones, and popular shopping strips, speeding contributes to a meaningful share of the car accidents the city sees each year. In this blog, we explain how speeding raises crash risk and severity, summarize local crash data, describe the most common speeding-related scenarios in Naperville, offer practical steps to reduce risk, and answer frequently asked questions about speeding collisions and legal options for people who are injured. Continue reading

Being involved in a car accident is stressful enough, but when the other driver flees the scene, the situation becomes even more complicated. Hit and run accidents leave victims not only injured but also frustrated, confused, and unsure about their next steps. Insurance companies may deny coverage, police investigations can take time, and the responsible party may never be identified. In these circumstances, having an experienced Naperville car accident attorney by your side is not just helpful, it is critical.

A skilled hit and run accident lawyer can protect your rights, guide you through complex insurance claims, and ensure that you receive the compensation you deserve. In this blog, we’ll explore why hiring an attorney is so important in hit and run cases, the challenges victims face, and how legal representation can make the difference between being left with mounting bills and securing justice. Continue reading

Whiplash is one of the most common injuries sustained in car accidents, particularly rear-end collisions. Though often dismissed as a “minor” injury, whiplash can cause long-lasting pain, mobility issues, and even chronic disability if left untreated. Understanding how car accidents cause whiplash, the mechanics of the injury, and its potential consequences is critical for anyone who has been in a crash. This blog explores how car accidents cause whiplash, examines relevant statistics, and reviews both the short- and long-term impact of this injury. Continue reading

A recent Daily Herald article highlighted an eye-opening traffic safety study revealing that drivers in Naperville, Illinois, rank among the worst in the state when it comes to safe driving habits. While some Illinois communities have earned recognition for cautious and courteous driving, Naperville’s high car accident rates and risky driving behaviors are a cause for concern.

For residents and visitors alike, these statistics underscore the importance of understanding the risks on our roads, and knowing where to turn if you or a loved one is injured in a car accident. Continue reading

At John J. Malm & Associates, we often hear from clients who say, “Don’t worry — the other driver had full coverage.” Unfortunately, “full coverage” is one of the most misunderstood terms in the world of auto insurance, and it can lead to serious confusion — especially after a car accident.

In this blog, we explain what “full coverage” really means (and doesn’t mean), how it affects your ability to recover damages after a crash, and what Illinois drivers need to know to protect themselves and their claims. Continue reading

Strolling through downtown Naperville is one of life’s simple pleasures—whether you’re grabbing a latte, meeting friends, or just enjoying the charming scene. But urban walking comes with risks, and as our city grows, staying safe on foot is more important than ever. At John J. Malm & Associates, we are committed to protecting the rights of injury victims throughout Illinois—including pedestrians harmed in preventable accidents. Our local team of Naperville pedestrian accident lawyers has seen firsthand how a simple walk downtown can turn tragic due to a driver’s negligence or a poorly designed intersection.

As Naperville continues to grow and attract more visitors to its bustling downtown, it’s critical that residents and visitors alike stay informed about pedestrian safety. In this blog, we’ll share the top 10 ways you can stay safe while walking in downtown Naperville—practical tips backed by local data, community input, and our experience handling serious injury cases. Continue reading

Texting and driving is a persistent and deadly problem on Illinois roads. Despite statewide bans, public service campaigns, and growing awareness of its risks, many drivers continue to text behind the wheel. This dangerous habit leads to thousands of preventable car accidents, injuries, and fatalities each year.

Texting while driving is a form of distracted driving—one of the leading causes of motor vehicle crashes nationwide. In Illinois, it’s not just dangerous; it’s also illegal. Understanding the law, the risks, and your options if you’re injured by a distracted driver can help keep you and your loved ones safe. Continue reading

When approaching a four-way stop, it’s important to know who has the right-of-way to go first if multiple parties arrive at the stop sign at the same time. Not knowing the rules of the road and who has the right-of-way, can cause serious car accidents. In this blog, we’ll discuss who has the right-of-way at a four-way stop, and how our Naperville personal injury firm can help victims injured in four-way stop intersection accidents. Continue reading

If you’ve been injured in a car accident, you might wonder whether you need to hire a personal injury attorney. While it’s technically possible to handle a claim on your own, navigating the complexities of insurance companies, legal procedures, and medical bills can be overwhelming—especially while recovering from your injuries. Hiring an experienced Naperville personal injury attorney can make a significant difference in the outcome of your case, ensuring that your rights are protected and you receive the compensation you deserve.

At John J. Malm & Associates, our award-winning team has helped countless car accident victims across Illinois recover millions in compensation. With over 90 years of combined litigation experience, we know what it takes to win a case. In this blog, we’ll explore the top 10 reasons to hire a personal injury attorney for your Naperville car accident case—and why it might be one of the best decisions you make. Continue reading

Uninsured Motorist (UM) coverage is an essential part of auto insurance, providing crucial protection when drivers encounter situations involving an uninsured driver. Despite legal mandates in many states requiring drivers to carry minimum liability insurance, millions of drivers either fail to maintain adequate coverage or drive without insurance altogether. This means that in the event of a car accident, there’s a significant risk that the at-fault driver may be uninsured. UM coverage serves as a safeguard, ensuring that even if you are hit by an uninsured motorist, you are not left shouldering the financial burden.

In this blog, we will explore what uninsured motorist coverage entails, why it’s essential, and the various scenarios where it applies. Continue reading