When you’ve been injured in an accident, whether it’s a car accident, slip and fall, or workplace incident, the moments afterward can feel overwhelming. In addition to seeking medical treatment and dealing with insurance companies, you may be wondering what kind of evidence will strengthen your personal injury claim. One…
If you have been injured in an accident due to someone else’s negligence in Illinois, you may be entitled to compensation through a personal injury lawsuit. But what exactly can you recover in a legal claim? Understanding the categories of damages available under Illinois law is crucial when evaluating your…
Insurance companies play a critical role in personal injury cases, often determining how much compensation you can recover for medical bills, lost wages, and other damages. However, their primary goal is to protect their own financial interests—not to ensure that you receive a fair settlement. At John J. Malm &…
When pursuing a personal injury claim, one of the most critical decisions you’ll face is whether to settle your case or proceed to trial. While settlements are more common, some cases require litigation to achieve fair compensation. Understanding the benefits and drawbacks of each option can help you make an…
After an accident—whether it’s a car crash, a slip and fall, or another personal injury—the insurance company may contact you with a seemingly routine request: to sign a medical release form. While this might sound harmless or even necessary, many injury victims don’t realize that signing a blanket medical release…
Umbrella coverage, also known as an umbrella insurance policy, provides additional liability protection beyond the limits of standard homeowner’s, auto, or other personal insurance policies. In Illinois, homeowners can purchase umbrella coverage to protect against significant claims and lawsuits that exceed the limits of their primary insurance policies. This is…
Filing a personal injury lawsuit can feel overwhelming, especially if you’re recovering from an accident and trying to navigate an unfamiliar legal system. Knowing what to expect and understanding the typical timeline of a personal injury case can provide clarity and peace of mind. At John J. Malm & Associates,…
One of the most common questions people ask after being injured in an accident is, “How much is my case worth?” While this is a straightforward question, the answer is anything but simple. The value of a personal injury case depends on numerous factors, including the severity of your injuries,…
Medical records play a pivotal role in personal injury cases. They serve as concrete evidence that helps attorneys, insurance companies, and courts assess the severity of injuries, establish causation, and determine appropriate compensation for damages. At John J. Malm & Associates, we routinely rely on medical records to evaluate and…
The event industry is a massive and profitable sector, generating billions of dollars annually across the globe. Whether it’s a major sports event, a sold-out concert, an expo, or a high-profile festival, these gatherings draw large crowds and offer significant financial opportunities for organizers, sponsors, and performers. In the U.S.…