Strolling through downtown Naperville is one of life’s simple pleasures—whether you’re grabbing a latte, meeting friends, or just enjoying the charming scene. But urban walking comes with risks, and as our city grows, staying safe on foot is more important than ever. At John J. Malm & Associates, we are…
Motorcycle accidents are often severe, complex, and life-altering. If you’ve been injured in a motorcycle crash, finding the right attorney is one of the most important steps you can take toward securing fair compensation for your injuries, lost wages, medical bills, and pain and suffering. But how do you know…
At John J. Malm & Associates, we understand how devastating it is to lose a loved one under any circumstance—but especially so when their passing could have been prevented. Our Naperville-based firm has decades of experience helping families across Illinois seek justice in the face of nursing home abuse and…
Dog bites are more than just painful—they can lead to serious infections if not treated promptly. In Naperville and across the U.S., approximately 4.5 million people are bitten by dogs each year, with about 20% of these bites becoming infected. Understanding the potential infections and the importance of immediate medical…
Texting and driving is a persistent and deadly problem on Illinois roads. Despite statewide bans, public service campaigns, and growing awareness of its risks, many drivers continue to text behind the wheel. This dangerous habit leads to thousands of preventable car accidents, injuries, and fatalities each year. Texting while driving…
Motorcycle riding offers freedom and exhilaration, but it also comes with significant risks. Among these is the danger posed by uninsured or underinsured drivers. Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage are essential protections for motorcyclists, ensuring financial security in the event of an accident with a driver lacking…
After an accident—whether it’s a car crash, a slip and fall, or another personal injury—the insurance company may contact you with a seemingly routine request: to sign a medical release form. While this might sound harmless or even necessary, many injury victims don’t realize that signing a blanket medical release…
Dog bites can leave lasting physical and emotional scars. Each year, thousands of Americans are injured by dog attacks, many of them children. According to the Insurance Information Institute (III), insurers paid over $1 billion in dog bite liability claims in 2022 alone. But what many people don’t realize is…
When approaching a four-way stop, it’s important to know who has the right-of-way to go first if multiple parties arrive at the stop sign at the same time. Not knowing the rules of the road and who has the right-of-way, can cause serious car accidents. In this blog, we’ll discuss…
Umbrella coverage, also known as an umbrella insurance policy, provides additional liability protection beyond the limits of standard homeowner’s, auto, or other personal insurance policies. In Illinois, homeowners can purchase umbrella coverage to protect against significant claims and lawsuits that exceed the limits of their primary insurance policies. This is…